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Barack Obama is a master at grabbing and keeping his audience's attention, which is the number one goal of any public speaker. How does he do it? Here are five key lessons from Obama's rhetorical playbook.
Hybrids and small cars are the hot ticket in today's market, right? Wrong. On the other hand, the stampede continues, away from minivans, big pickups and SUVs and into cars and crossovers.
In this economy, enticing offers abound. But a lot of so-called bargains may turn out to be raw deals.
RBC p2p
- George: Various Characters of 2008
A look back on 2008 and a few of the characters that came about.
- Henry: A look back, one final video
A video about my experiences over the past year:
- Kate: Last RBC video
After a great year, it's time to say goodbye!
- Zach: Last Vblog
My last video while at RBC:
- Nick: One last video
One last video to recall the past year:
- Making a Holiday Greeting Card!
I decided that being the frugal student that I am, I was going to make greeting cards for the holidays. Follow along and make your own fireplace greeting card for the ones you love during this holiday season!
Happy Holidays!
- Visa Gift Cards Issued by RBC – My Personal Experience
“I have an idea what you can write about” he said to me. And by he, I mean Michel (the host of RBCp2p). A week later, I received my Visa Gift Card issued by RBC. With $50 on the card, I was free to spend it however I wanted, provided I then write about the experience and the details of the VGC’s by RBC. It’s funny how much more exciting gift cards are than money. In general, getting a gift card from a specific store (Starbucks, Best Buy, etc) excites me because I can dream of all the wonderful things that await me at the specified location. There are some major differences between those gift cards and the Visa Gift Card. Allow me to examine the main points made on the brochure that accompanied my gift card:
Total ControlWith values from $25 to $500, the Visa Gift Card allows you to give someone access to just a little bit or quite a bit. The beauty is that it looks like a Visa card, but it’s free money from somebody who cares, as opposed to borrowed money that will carry an interest rate.
Millions of Possibilities
As opposed to store gift cards – that only allow you to use your funds in THAT particular store – the Visa Gift Card is accepted worldwide wherever Visa is. How convenient is that?!
Unsurpassed Flexibility
It’s awesome having the freedom to spend the money on what YOU want. Sometimes our loved ones can mean well, but they might not know what you most desire. Or, they know precisely what you love, but don’t have the time to buy you 10 different gift cards. Enter the Visa Gift Card.
Security and Protection
Can you imagine how disappointing it would be to receive a $100 gift card for your favourite store, but to lose it before you ever have the chance to buy your desired item(s)? Have no fear. With the Visa Gift Card, assuming you’ve registered it online you can have it replaced. There IS a $15 replacement fee but in many cases this is still better than losing your funds entirely.
Instant Satisfaction
Why wait? There is nothing standing in your way with the Visa Gift Card. No setup is required and there is no activation to slow you down. Like I said, it’s wise to register it in case the card is lost or stolen.
I used the card in The Source (by Circuit City), The Body Shop, United Book Stores, HMV and Things Engraved, all without a hitch. It was simple. Swipe and sign, and off I went to my next destination. It’s amazing how much fun it is to spend money using a card that LOOKS like a credit card, but without that looming feeling of “ugh, I have to pay this off soon”. I tried to make the most of the $50, but it sure does go quickly. Being the frugal-meister that I am, I think I did pretty well. Only one of the items I bought was for myself, and I wouldn’t call replacement pads for headphones very exciting. I know it sounds corny, but giving really is a gift in itself.
One feature that I would find useful is to know how much money remains on the card. You can check online, at www.myrbccardbalance.com (perhaps the most obvious website name ever) but if out for a day of shopping, finding access to a computer may be challenging. I assume you could access it from a smartphone, so get on those Blackberries and iPhones, people. Aside from that small gripe, I would recommend getting one of these from your local RBC branch. There is a $3.95 fee to purchase a card, which is of course subject to change. A small price to pay to give someone the freedom and convenience of spending how they see fit.
Thanks RBC, for giving me the opportunity to try out the Visa Gift Card!
- Don't "Should" on Yourself
The title of this blog entry is courtesy of Hank, whom I met recently while traveling. His friend John has this saying (coined by the late Albert Ellis, I discovered): Don’t “should” on yourself! I’m sure you can figure out what this means, but if not I will clarify. The idea is that we ALL, at one point or another, say something like:
“I should have [fill in the blank with something not done]”
“I should [fill in the blank with something not yet done]”
There are many, many aspects of our lives in which this type of thinking can be problematic. Instead of saying that we should have done something or that we should do something, why not get into the habit of ACTUALLY undertaking these desired actions? In relationships, finances, work, and school we all have improving to do. The key is to take the necessary steps to avoid “should”ing on yourself. I can say that I am personally guilty of this behaviour, and in some cases it runs the risk of leading to the loss of some amazing opportunities.
I should tell my friends and family that I love them, more often.
I should open an RRSP.
I should start working out and eating healthier.
I should work on that paper.I should donate blood.
I should have…I should have…I should have…
Sometimes in life, you just have to DO, instead of sitting there thinking and talking about it. Just do that thing, so you don’t have to later say to yourself that you SHOULD have done it. I’m a firm believer (but for some reason not always a follower) that you regret the things in life that you should have done (but didn’t) more than the things you’ve done (but shouldn’t have). Sure, there will be exceptions to that rule but in general I think