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Half of U.S. employees have been bullied at work. Here’s how to stop bad behavior before it costs your company big.

Times have been tough for everyone in the hype business the last couple of years ... except at Hill & Knowlton, the WPP (WPPGY)-owned PR agency. There, everybody else's bad news is good for business.

With so many college rankings and so many different schools rated No.1, it’s hard for parents to know whom to believe. An exclusive MoneyWatch.com analysis has the answer.

Cards/Payments

  • Consumer Delinquencies Rose in November
    Consumer delinquencies on credit cards, first mortgages and home equity lines of credit grew again in November from the month earlier, according to Equifax Inc.
  • Consumer Fees: The Hits Keep Coming
    Banks are scrambling to find new footing as lawmakers and regulators undermine one of the industry's profit foundations: consumer fees.
  • Advanta Says Pace of Defaults Fell in November
    Advanta, the small-business credit card lender that has filed for bankruptcy, said in a regulatory filing Monday that defaults fell to 34.36% in November, from 34.99% ...
  • Worried Consumers Planning to Retrench
    Nearly one-third of consumers believe the economic downturn has not yet hit bottom, according to research by First Command Financial Services Inc.
  • Bad-Debt Buyer Asta Reports a 4Q Loss
    Asta Funding, an asset management company that buys unpaid credit card loans and tries to collect on them, reported a net loss of $79.2M for its fiscal 4Q, which ended Sept. 30.
  • Heartland Settles Second Data-Loss Litigation
    Heartland Payment Systems said Monday that it would pay several million dollars to settle a class action brought against it by consumer cardholders.
  • Boku Enters Two Countries
    Boku, which lets consumers charge micropayments to mobile-phone bills, has begun offering its services in Estonia and Venezuela, according to its co-founder, Ron Hirson.
  • Time to Deploy the ATMs
    Dunkin' Brands has authorized two New Jersey independent sales groups — Access to Money and Jarrett for Ca$h — to deploy ATMs at its franchises in the New York area.
  • Public Aware of CARD Act?
    Half of U.S. consumers believe the overhaul of the credit card industry will have no impact on them, according to Maritz Inc.
  • Prepaid vs. Checking: Fairer Fight?
    If the checking account's loss has been the prepaid card's gain, new overdraft regulations could kick that trend into overdrive.
  • Cardinal to Offer a Web Debit Product
    CardinalCommerce, a payment-security company, said it will begin offering SafeDebit, an Internet debit product from the NYCE Payments Network, to merchants as part of its ...
  • B of A Agrees to Stop Mandatory Arbitration
    As part of a tentative settlement agreement in a long-running lawsuit, Bank of America has agreed to drop the mandatory-arbitration clauses and class-action bans from all ...
  • MPayy Launches App for Android System
    The alternative-payment processor mPayy on Thursday announced a mobile payment app for handsets that run the Android operating system from Google.
  • Service Wants to Be Twitter for Purchases
    A new Twitter-like microblogging service, Blippy.com, has launched with 100 users, based on the premise that people will want to publish details of the purchases they make ...
  • Discover Profits Drop as New Card Restraints Take Their Toll
    Discover Financial Services said Thursday its fiscal fourth-quarter profits fell 16% as new restrictions on credit card rates led to a decline in interest income.
  • Discover's 4Q Net Down 14% as Delinquencies Continue to Climb
    Discover Financial Services' fiscal fourth quarter net earnings were down 14% from a year ago as losses stemming from card loans remain elevated.
  • Amex Defaults Fall to Low for the Year
    American Express said credit card defaults and late payments fell to 2009 lows last month as the lender continued to outperform competitors.
  • November Chargeoffs Dip at Alliance Data
    Alliance Data Systems said chargeoffs on private-label credit cards it oversees dropped in November as it changed its bankruptcy processing timetable.
  • U.K. Panel Sets End Date for Checks
    The board of the U.K. Payments Council voted Wednesday to set Oct. 31, 2018, as the target date to end centralized check clearing.
  • Infographic: Credit Card Offers
  • Mintel: Consumers to Remain Thrifty
    Consumers next year likely will remain financially conservative, Mintel Comperemedia said.
  • Diners Club Kicks Off Global Campaign
    Discover Financial Services has launched a global marketing campaign aimed at boosting acceptance and use of its Diners Club cards.
  • MasterCard Unit Fights Fee Limit
    MasterCard Europe is considering taking legal action against a bill by the Hungarian parliament that limits bank card transaction commissions, the company said Tuesday.
  • SK Telecom to Buy Stake in Hana Unit
    SK Telecom, South Korea's largest mobile phone operator, has agreed to buy a stake in Hana Financial's credit card unit for $343 million to expand its wireless payment business.
  • Taxis and Gas Stations Drive VeriFone Back into the Black
    VeriFone's efforts to drive payment card acceptance in taxis and at the gas pump are boosting its earnings. The terminal company reported Monday that it swung to a profit of ...
  • No Cash Bonuses for Top Discover Execs
    Discover Financial Services, which took $1.3B from the Treasury Department's Troubled Asset Relief Program, said its top five executives will not receive cash bonuses while the ...
  • Card Changes Altering Consumer Habits
    Volatility in the credit card industry has led a majority of financially sensitive consumers to modify their spending habits or change providers in response to changes in their issuer ...
  • Expansion in Taiwan for China UnionPay
    Global Payments Asia-Pacific is offering merchants in Taiwan the ability to accept China UnionPay credit cards, which are widely used by consumers in mainland China.
  • Credit Union Servicer Signs Deal with NCR
    Co-op Financial Services announced a partnership Monday with the automated teller machine maker NCR to offer a suite of managed services to credit unions that want ...
  • Gift Card Redemptions Rise
    Merchant gift card redemptions increased 7% during the week that ended Dec. 6 compared with the year-earlier period, according to First Data Corp.